Month: January 2019
The personal loan is used for those who seek extra income, carry out projects or in emergencies. One of the benefits is the practicality and speed in the release of credit.
Currently, with the growth of technology and financial modernization, the demand for credit seeking is higher. And the interest rates vary between each company, but usually stand at around 4.25% per month.
Companies offering loan online
Increasingly common migration of transactions to the internet. Personal loan, in addition to having the option of doing the whole process online, you can compare in several companies.
Quickly, you know in a practical way, which institutions offer this type of credit, and their respective terms and rates. With all this variety, Low Interest has created a simulator.
There, you can simulate the loan that best fits your profile. And still has partnerships the best options in the market for personal loan online. Among them are:
The specialty of the company is personal credit for negatives too, their rates are 17.99% monthly, the amounts released are from R $ 500.00 to R $ 3000.00 with terms of 3 to 12 installments.
It is a technology company in the lending business. Targeted specifically for corporate loans offering working capital. Biz Capital offers up to $ 100,000 that can be paid up to 12 times. Interest rates range from 1.99 to 6%.
Specialized in P2P loan, in this case investors choose how much they want to lend and the term depends on the amount released. Rates range from 1.30 to 3.23 per month.
Lend to companies online. The amounts can be from R $ 3 thousand to R $ 800 thousand and the terms are up to 24 months. The interest is from 2%.
Rebel makes an online loan of R $ 1,000 up to R $ 25,000, and can be paid from 3 to 24 months. Interest rates range from 2.90% per month to 9.90% per month.
The credit is totally online. It offers credit for the purchase of properties from R $ 50 thousand up to R $ 1.5 million, with rates starting at 1.14% per month. Payment can be made in up to 15 years.
They make personal loan online for negatives. The amounts are from $ 1,000 to $ 4,000 to pay up to 12 times.
Geru works with fully online personal and payroll loans. The amounts are from R $ 2 thousand to R $ 50 thousand, with rates between 1.88% and 5.02% per month. Deadlines are 12 to 36 months.
Simplic makes loans to self-employed, pensioners, retirees and negatives. The amounts are from R $ 500 to R $ 2500. The payment term is from 3 to 12 months and the interest rate is 15.80% per month, plus a rate of R $ 100 for each loan.
The company is reference in secured loans. The values are from 30 thousand, the terms from 12 to 180 months. Rates can be from 1.15% per month.
What are the advantages of personal loan?
Personal loan is a good option because it does not contain so many requirements and does not require a relationship with the company that provides the service.
This credit can also help those who want money for personal purposes in return for business loans such as microcredit and P2P, in which the purpose has to be exclusive to invest in the business.
The convenience is so great that, in addition to meeting all these profiles, the mode still lends to those who are negative and have no other way to get capital.
After approval, the release of money is very fast. If you have a preapproved limit you can on time, otherwise within 48 hours money goes into the account. Some institutions release the money within 24 hours.
The term is up to 48 months and depends on the amount released, which by the way, can vary greatly. The institution and its income are decisive factors in determining the amount.
What are the disadvantages of personal loan?
Because of the ease and speed of credit, interest rates are very high. The less risk you present to the lender, the lower the fees. They can vary between 3.5% to 30% per month, not to mention that in some places there are additional charges not included.
It takes financial control and organization to apply for a loan, otherwise you could end up getting complicated.